White Chocolate and Marshmallow Fluff Hot Cocoa {Plus, Pumpkin Spice Version}

This white chocolate and marshmallow cream hot cocoa is what dreams are made of! Rich, creamy, decadent, sweet and SO easy to make – I’ve even included a fall version with pumpkin spice flavors! With Fairlife milk, each serving provides 13 grams of protein!

White chocolate hot cocoa topped with a big dollop of marshmallow cream in a cheery and festive red and black plaid mug on a counter.

There’s nothing quite like a warm, decadent glass of hot cocoa when the weather starts to cool. This recipe is for the white chocolate and marshmallow lovers out there. This combination, in my opinion, is even better than the tradition version!

It’s so simple to make with just three ingredients: white chocolate chips, Fairlife milk, and marshmallow cream! Plus, the pumpkin spice version is just SO GOOD – the perfect treat to warm you up during the fall and winter seasons. {Gluten-Free}

White chocolate hot cocoa topped with a big dollop of marshmallow cream in a cheery and festive red and black plaid mug on a counter.

Reasons to Try This Recipe

  • Rich, Delicious Flavor. A rich blend of creamy white chocolate and luscious marshmallow cream. Plus, white chocolate and pumpkin? Such a perfect combination with all those nostalgic fall flavors.
  • So Simple and Easy. The base of this hot cocoa is just 3 ingredients!
  • Functional Beverage. I am all about recipes that can provide more than one purpose. Because of the use of Fairlife milk, each serving provides 13 grams of protein, vitamin D, calcium, B12 and more micronutrients. If you decide to try the pumpkin spice version, you’ll also be boosting your immune system since pumpkin is rich in beta-carotene.
Three white chocolate hot chocolates with marshmallow cream in glass mugs on a counter decorated with mini marshmallows and white chocolate chips.

How to Make This Easy Hot Cocoa

This recipe makes 4 servings (about 8 ounces each). Best if consumed immediately, however, you could store in the fridge for up to four days. Reheat on the stove or in the microwave to a temperate of 165 degrees F.

Ingredients

Ingredients for the white chocolate and marshmallow cream hot cocoa on a wooden cutting board.
  • Fairlife Non-fat Milk (4 cups). Feel free to sub with a higher fat percentage or your preferred milk. I have made this with almond milk and it isn’t quite as decadent and rich (but lower in calories).
  • Marshmallow Cream (1/2 cup). The marshmallow cream is melted into the hot chocolate! Marshmallow cream is dairy-free.
  • White Chocolate Chips (1/2 cup). I used Nestle Premier White Chocolate Morsels.
  • 100% Pumpkin Puree (1/2 cup); for the pumpkin spice version only. Add more if you prefer a stronger pumpkin flavor, but I felt like this was enough combined with the pumpkin spice.
  • Pumpkin Spice (1/2 teaspoon + more); for the pumpkin spice version only.
  • Cinnamon, optional. Sprinkle on top and it adds this cozy depth of flavor!

Toppings

Of course, an amazing cup of cocoa is not complete without the toppings! I love to add whipped cream, mini marshmallows and garnish with some white chocolate chips.

A birds-eye view of three glass mugs filled with white chocolate and marshmallow cream hot cocoa topped with whipped cream on a counter.

Step-By-Step Directions

White Chocolate Cocoa Version (without Pumpkin)

  1. Pour milk into a pot over medium heat. Heat until warm, but not boiling.
  2. Add the marshmallow cream and whisk occasionally, until the cream has melted.
  3. After about 5 minutes, incorporate the white chocolate chips. Stir or whisk frequently to prevent burning.
  4. Once the white chocolate has melted, taste test. If it’s not hot enough, turn to low and stir occasionally.
  5. Pour into four glasses, top with whipped cream and mini marshmallows. Enjoy! Use a spoon to put marshmallow fluff on the rim of the glass and dip into sprinkles for a delicious, fun and decorative touch.
A close-up of a mug of white chocolate hot cocoa with marshmallow fluff in a glass with a marshmallow fluff rim.

Pumpkin Spice White Chocolate Hot Cocoa

The pumpkin and white chocolate pair perfectly – a flavor combination even I didn’t realize was going to be quite as delicious as it was!

1. Pour milk into a pot over medium heat. Heat until warm, not boiling.
2. Add the marshmallow cream and whisk occasionally, until the cream has melted.
3. After about 5 minutes, incorporate the pumpkin puree, pumpkin pie spice and white chocolate chips. Stir or whisk frequently to prevent burning.
4. Once the white chocolate has melted, taste test. If it’s not hot enough, turn to low and stir occasionally.
5. Pour into four glasses, top with whipped cream, additional pumpkin pie spice and mini marshmallows. Enjoy!

Pumpkin spice hot cocoa in a glass mug, topped with whipped cream and pumpkin pie spice on a wooden cutting board.

Tips for Success

  • Keep a close eye on the hot cocoa while it’s on the stove to prevent burning. Or, turn it to low heat and let it simmer.
  • Full-fat milk like whole milk or a mix of whole milk and cream gives the best richness. However, I felt like the non-fat milk was rich enough. If you want to make it lighter or dairy-free, go for oat milk or coconut milk.
  • Ensure the marshmallow cream is fully incorporated before serving. It may take some time for it to melt.
A birds-eye view of a mug of white chocolate hot cocoa with marshmallow fluff on the rim and sprinkles on a counter.

Different Variations

To Make It More Sweet: Add even more white chocolate chips and/or marshmallow cream.
To Make It Less Sweet: Use 1/4 cup of marshmallow cream.
Change Up the Flavor: Top with cinnamon and nutmeg. Add crushed candy canes or peppermint – this will add some pretty color, too! Add some vanilla extract to the milk mixture for more flavor.
Higher Protein: Stir in Premier Protein or an already made vanilla protein shake. Protein powder could be used but it may be a little bit chunky.
For Even More Creaminess: Try using coconut milk or adding combining whipping cream and milk.

Three white chocolate hot chocolates with marshmallow cream in glass mugs on a counter decorated with mini marshmallows and white chocolate chips.

White Chocolate and Marshmallow Cream Hot Cocoa

Author: Alex Evink, MS, RD
188kcal
5 from 1 vote
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Cook 10 minutes
Total 10 minutes
A delicious twist to traditional hot cocoa! This recipe features white chocolate and marshmallow cream with a pumpkin spice version as well. The ultimate functional beverage warming you up in the fall and winter with 13 grams of protein per serving!
Servings 4 servings
Course Drinks
Cuisine American

Ingredients

  • 4 cups non-fat Fairlife milk, or preferred milk
  • 1/2 cup marshmallow cream
  • 1/2 cup white chocolate chips
  • Whipped Cream, optional
  • Cinnamon, optional adds some cozy depth of flavor
Additions for Pumpkin Spice Version
  • 1/2 cup 100% pure pumpkin puree
  • 1/2 teaspoon pumpkin pie spice (plus more for topping)

Method

White Chocolate and Marshmallow Cream Hot Cocoa
  1. Pour milk into a pot over medium heat. Heat until warm but not boiling.
  2. Add the marshmallow cream and whisk occasionally, until the cream has melted.
  3. After about 5 minutes, incorporate the white chocolate chips. Stir frequently with a whisk to prevent burning.
  4. Once the white chocolate has melted, taste test. If it's not hot enough, turn to low and stir occasionally. Pour into four glasses, top with whipped cream and mini marshmallows. Enjoy!
White Chocolate Pumpkin Spice Version
  1. Pour milk into a pot over medium heat. Heat until warm but not boiling.
  2. Add the marshmallow cream and whisk occasionally, until the cream has melted.
  3. After about 5 minutes, incorporate the pumpkin puree, pumpkin pie spice and white chocolate chips. Stir or whisk frequently to prevent burning. Once the white chocolate has melted, taste test. If it's not hot enough, turn to low and stir occasionally.
  4. Pour into four glasses, top with whipped cream, additional pumpkin pie spice and mini marshmallows. Enjoy! Use a spoon to put marshmallow fluff on the rim of the glass and dip into sprinkles for a delicious, fun and decorative touch.

Nutrition

Calories188kcal

Notes

  • Best if consumed immediately, however, you could store in the fridge for up to four days. Reheat on the stove or in the microwave to a temperate of 165 degrees F.
  • Keep a close eye on the hot cocoa while it’s cooking to prevent burning.
  • To Make It More Sweet: Add even more white chocolate chips and/or marshmallow cream.
  • To Make It Less Sweet: Use 1/4 cup of marshmallow cream.
Nutritional information is just an estimation, but I try to be as accurate as possible! Calculated for the white hot cocoa (pumpkin spice would be about 200 calories).
Nutrition Facts
Servings: 4
Amount per serving  
Calories 188
% Daily Value*
Total Fat 4.1g 5%
Saturated Fat 2.4g 12%
Cholesterol 8mg 3%
Sodium 141mg 6%
Total Carbohydrate 23.3g 8%
Dietary Fiber 0g 0%
Total Sugars 19.2g  
Protein 13.8g  
Vitamin D 1mcg 6%
Calcium 425mg 33%
Iron 0mg 0%
Potassium 36mg 1%

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